What is the purpose of title insurance?

Title insurance is a risk prevention policy that protects the buyer from potential title issues throughout ownership.

What are the steps from contract to closing?

• Contract Signed by Parties

• Title Commitment Requested

• Title Examination Performed 

• Underwriter Review of Title

• Title Commitment Issued

• Defect Curation

• Closing Proceedings

What is the cost associated with title insurance?

The price for title insurance is based on the value of the property being covered by the policy. The policy requires an one-time fee at closing. Texas Title Insurance Basic Premium Rates can be found here.

What does a title policy help to protect against?

• Fraud

• Forgery

• Recorded and Unrecorded Liens

• Legal Actions

• Claims By Heirs

• Errors in Recording

What do we do for you as your Escrow Agent?

• Process documents

• Deposit funds

• Keep all parties informed along the way

• Coordinate legal document preparation and title work

• Prorate taxes and other items

• Prepare the closing settlement statement 

• Obtain proper signature

• Disburse funds to the appropriate receiver

• Record the deed and other documents

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An escrow is an agreement where a third party with no interest in the transaction, usually the title company, holds legal documents and funds on behalf of the buyer, seller, and lender and distributes them according to their instruction.  This arrangement allows all parties to the transaction to move forward with the escrow agent acting as the central point of contact.